Collection: smartphones

Everything in this category can go on a layaway plan. You pay nothing today — we check your card, then equal payments come out every week — or every two weeks if that suits your pay cycle — timed to your payday. There is no interest, no credit check and no application.

The price you see is the total you will pay. It is locked the day you start, so it cannot move while you are paying it off. Once the final payment clears we order your item brand-new from an authorized US retailer and ship it to you free.

Change your mind? Cancel anytime — free in your first 10 business days. After that the fee is $55, or 20% of what you’ve paid if that is more, capped at $150 — never more than you have paid.